What We Cover
At Shane Griffis Agency, your vehicle isn’t just a machine-it’s your pride, your project, and your passion. We offer tailored insurance solutions that match the rarity, value, and character of your classic or exotic ride.
Classic Cars, Trucks, & SUVs
Definition: 20+ years old, restored or maintained close to original condition.
Usage: Driven occasionally for leisure, exhibitions, or parades.
Examples:
- 1969 Ford Mustang
- 1970 Chevrolet Chevelle SS
- 1957 Thunderbird
Collector Cars
Definition: Rare, limited-production, or historically significant vehicles.
Value: Appreciates over time, making specialized coverage vital.
Examples:
- 1993 Toyota Supra Turbo
- 2005 Ford GT
- 1987 Buick GNX
Exotic Cars
Definition: High-performance luxury vehicles with low production runs.
Highlights: Speed, prestige, and cutting-edge engineering.
Examples:
- Ferrari 488 GTB
- Lamborghini Huracan
- McLaren 720S
- Aston Martin DB Series
Hot Rods & Street Rods
Typically pre-1950s American vehicles with modifications like:
- Large, custom engines
- Unique paint jobs
- Structural alterations
Military Vehicles
Protected whether static display or operational.
Classic & Antique Trailers
Matching coverage for restored or vintage trailers.
Why Trust Shane Griffis Agency?
We make sure your collector vehicle(s) have all the proper coverage.
Agreed Value Coverage: You’re paid what your car is truly worth-not a depreciated value.
Flexible Usage Plans: Weekend drives, shows, or storage only.
Specialty Claims Handling: By adjusters who understand collector cars.
Customizable Policies: Add spare parts, restoration, towing, and more.
Benefits of Collector Car Insurance
Lower premiums: 27% less on average than standard auto policies.
Agreed value payout: No depreciation in the event of a total loss.
No vehicle appraisal required for many policies.
Storage Requirements: Must be stored in a private enclosed garage or secured storage unit when not in use.
Enhanced Coverage Options
- Guaranteed Value
- Vehicle Under Construction Coverage
- Spare Parts & Tools
- Cherished Salvage
- Evacuation Expense
- Traveling Collector Endorsement
- Trailer Coverage
- Surety and Title Bonds
Comparison: Standard vs Collector Insurance
| Collector Insurance | Standard Insurance | |
|---|---|---|
| Premiums | Lower (27% avg.) | Higher |
| Usage Flexibility | Yes | Typically limited |
| Claims Adjusters | Specialist experts | General adjusters |
| Vehicle Appraisal | Not always required | Often required |
| Seasonal Coverage | Not required | Required with some policies |
Additional Features
- CARE Emergency Roadside Plans
- Flexible Mileage Plans
- Disaster Relocation Expense Coverage
- Inflation Guard
- Multi-Vehicle Discounts
- Automatic Newly Acquired Vehicle Coverage
